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Utility Costs and the Food Stamp Program: Implementing the "Excess Shelter Deduction" (June 2009) | Audience: NLIEC This presentation offers a road map that low-income energy advocates, service providers, and utility providers can follow to ensure that the Excess Shelter Deduction fully reflects home utility costs. |
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Multiple Facets of Low-Income Energy Needs: Defining Affordable Energy Needs in Illinois (March 2009) | Audience: Illinois CAAs This presentation offers an analysis of the impacts of unaffordable home energy on the full range of a household's economic, social and physical well-being in Illinois. It offers an action plan response. |
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Meeting Affordable Energy Needs: Energy Assistance Resources for Low-Income Customers (November 2008) | Audience: NASUCA This presentation offers a "tool kit" of affordability assistance, customer service regulations, energy efficiency investments, and other regulatory actions that can help improve the affordability of home energy to low-income households nationwide. |
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Smart Meters/Prepayment Meters: An Unwise Choice for Low-Income Consumers (October 2008) | Audience: Indiana CAAs This presentation discusses the "hidden" costs imposed on customers by "smart meters" and prepayment meters. It assesses whether such meters can achieve usage control objectives and offers reasonable alternatives that are more effective and less costly. |
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Meeting Indiana’s Energy Assistance Needs: Affordable Energy Resources for Indiana’s Low-Income Customers (October 2008) | Audience: Indiana CAAs This presentation offers a "tool kit" of action steps that local Community Action Agencies can take to improve the affordability of home energy to low-income households in Indiana, with a specific discussion of addressing the problems faced by customers of Rural Electric Cooperatives and propane vendors. |
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Multiple Facets of Low-Income Energy Needs: Defining Affordable Energy Needs in Indiana (October 2008) | Audience: Indiana CAAs This presentation offers an analysis of the impacts of unaffordable home energy on the full range of a household's economic, social and physical well-being in Indiana. It offers an action plan response. |
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Addressing Energy Unaffordability: Action Steps Available to Florida's Municipal Electric Utilities (July 2008) | Audience: Florida Municipal Electric Association This presentation offers a "tool kit" of affordability assistance initiatives, with the focus on action steps that are particularly appropriate for municipal utilities. |
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Decoupling Utility Revenue and Sales: Anti-consumer, Anti-poor (June 2008) | Audience: NLIEC This presentation examines four types of "decoupling" mechanisms and assesses the impact that each mechanism has on residential consumers (including, but not limited to the poor). |
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Regulatory Aspects of Energy Efficiency: A Residential Perspective (May 2008) | Audience: National Regulatory Conference This presentation considers the various "cost-effectiveness" tests for energy efficiency and discusses their implications from a residential perspective. |
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Problems of Today, Potentials of Tomorrow: Affordable Energy for Low-Income Households in Nashville (March 2008) | Audience: Nashville Poverty Summit This presentation considers the multiple facets of home energy unaffordability, including impacts on health, housing, education, work force development, and other items. It offers an action plan to address energy poverty in Nashville. |
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Ten Things to do to Fill the Home Energy Affordability Gap in Warm Weather States (November 2007) | Audience: NCAF This presentation focuses on action steps that relate to affordability assistance directed to other than home heating needs in efforts to promote more affordable energy. |
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The Law Behind Low-Income Affordability Programs (October 2007) | Audience: Ohio PUC Workshop This presentation draws upon a multi-state study of rate affordability programs to assess the legislative, and non-legislative, legal foundations used by regulators approving the adoption of rate affordability programs. |
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Energy Efficiency in Canada (September 2007) | Audience: Canadian Electric Association This presentation identifies specific government and industry objectives and assesses how energy efficiency investments targeted to low-income customers can help achieve those objectives. |
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Can't We Do It Because It's The Right Thing To Do: The Business Case For Controlling Low-Income Arrears (June 2007) | Audience: NLIEC This presentation draws upon empirical data from multiple states to consider the impacts of rate affordability programs on utility cost causative factors such as arrears, nonpayment disconnections, and other collection activity. |
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Seven Pointers for Enforcing Reasonable Utility Allowances for Public and Assisted Housing (April 2007) | Audience: State Bar Association of Texas This presentation explores the legal points that advocates for tenants in public and assisted housing should keep in mind as they review utility allowances promulgated by local housing authorities. |
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Controlling Payment Troubles: Affordable Energy for Low-Income Customers (October 2006) | Audience: E-Source Forum on Credit and Collections This presentation documents the impact that skyrocketing natural gas prices had on credit and collections outcomes in one state (Iowa) in 2006 and makes recommendations on various non-utility programs designed to deliver energy affordability assistance outside the regulatory arena. |
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Home Energy Affordability: Its Importance to Producers and Residents of Affordable Housing (June 2006) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation to a national consortium of advocates, government agencies, and utility companies documents the relationship between “affordable energy” and “affordable housing” and recommends linkages between the advocacy efforts for the two communities. |
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Expanding the Toolkit: Affordable Energy Beyond Energy Assistance (November 2005) | Audience: National Community Action Foundation (NCAF) This presentation discusses three sources of additional household resources that are critical for low-income households to access during this year of spiraling heating fuel prices. It discusses HUD utility allowances for public and assisted housing; the excess shelter deduction in the Food Stamp program; and the Earned Income Tax Credit (EITC). |
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Documenting the Need: Preparing an Affordable Energy Needs Assessment (November 2005) | Audience: National Community Action Foundation (NCAF) This presentation discusses the 12 essential components to preparing a low-income energy needs assessment. It lays out what data can be used to document low-income needs relative to each issue, and identifies what sources are available to use in obtaining that data. |
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Utility Billing and Collection Reporting (October 2005) | Audience: Annual meeting: Coalition to Keep Indiana Warm This presentation reports data from the first year of billing and collections reporting by Indiana's six largest utilities. Data on bills, arrears, disconnections, reconnections, payment plans, and related issues is presented for residential and for low-income residential customers. |
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Affordable Energy and HUD's Consolidated Plan Process (June 2005) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation discusses how energy affordability issues can and should be included in affordable housing plans submitted to HUD by states and local governments receiving federal housing dollars. |
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Affordable Water Program for the City of Detroit (February 2005) | Audience: Detroit (MI) City Council This presentation describes the comprehensive water affordability program prepared for the City of Detroit (MI), including rate assistance, water conservation, and customer service protections. |
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Energy Star and Affordable Housing (January 2005) | Audience: Newton (MA) HOME Consortium This presentation describes how Energy Star can be used in affordable housing developments to the mutual benefit of the resident and the developer. |
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Helping Low-Income Energy Customers: Looking Beyond Energy Assistance (September 2004) | Audience: National Community Action Foundation (NCAF) This presentation describes an entire range of public and private programs that will assist low-income households pay their home energy bills, even though the programs may not involve benefits traditionally thought to of as representing "energy assistance." |
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Home Energy Insecurity in Missouri (June 2004) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation summarizes and presents Fisher, Sheehan & Colton's (FSC) comprehensive 2004 study of Home Energy Insecurity in Missouri. |
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Public Utilities War on the Poor (November 2004) | Audience: National Community Action Foundation (NCAF) This presentation identifies an entire series of contemporary utility rate and customer service proposals that have a substantial and disproportionately adverse impact on low-income customers. The presentation explains appropriate low-income responses. |
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Putting the "Negotiation" Back in Negotiated Payment Plans (November 2004) | Audience: National Community Action Foundation (NCAF) This presentation identifies a series of elements that, under typical utility commission regulations, should be subject to negotiation between a utility and a low-income customer in negotiating a deferred payment plan for arrears. |
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Putting the Home Energy Affordability Gap to Work (June 2004) | Audience: National Fuel Funds Network (NFFN) Each year, Fisher, Sheehan & Colton (FSC) calculates the Home Energy Affordability Gap, which is the difference between actual and affordable home energy bills, on a county-by-county basis for the entire country. This presentation describes the multiple uses to which the Home Energy Affordability Gap analysis can be put. |
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The Consequences of Energy Poverty and What You Can Do About It (November 2004) | Audience: New York Low-Income Forum on Energy (LIFE) This presentation describes the paid-but-unaffordable bill, and explains various responses (both regulatory and non-regulatory) to assist low-income customers. |
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Air Conditioning HUD Utility Allowances for Public Housing Units (January 2003) | Audience: Entergy Services Corporation This presentation lays out the factual and legal reasons that HUD utility allowances should cover the air conditioning needs of low-income tenants of public and assisted housing. |
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Prepayment Meters and the Poor (May 2003) | Audience: National Community Action Foundation (NCAF) This presentation discusses the problems associated with the use of prepayment electric meters along with the basis for concluding that such meters are not a cost-effective conservation investment. |
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Telephone Lifeline Enrollment: The Limits of Self-Certification (June 2003) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation describes why, given the substantial effectiveness of self-certification in enrolling low-income customers in the telephone Lifeline program, that self-certification has inherent limitations. Self-certification for telephone Lifeline must be supplemented with additional enrollment mechanisms. |
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The Economic Development Impacts of Low-Income Energy Assistance (September 2003) | Audience: Entergy Services Corporation This presentation describes a recent study for Entergy Services Corporation, a multi-state electric utility serving the middle-South, that quantifies the economic development impacts of energy assistance programs. It concludes that energy assistance is one of the most effective and cost-effective economic development programs that can be designed. |
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The Need for a Home Energy Insecurity Scale (June 2003) | Audience: Residential Energy Assistance Challenge (REACH) grant evaluators conference Evaluators looking at energy assistance and weatherization programs have historically had problems developing a comprehensive measurement tool for home energy "affordability." This presentation describes a tool developed for the federal LIHEAP office that measures "home energy insecurity," a mechanism for pulling together all aspects of affordability into a quantitative measurement. |
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Unaffordable Home Energy and Frequent Mobility: Causes and Consequences (June 2003) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation explains how unaffordable energy translates into "frequent mobility” as households move in search of more affordable bills. It describes the social impacts of frequent mobility, including the decreased educational attainment linked to frequent student mobility. |
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>When Weather Kills: Heat Response Plans (June 2003) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation describes the deadly nature of hot weather and describes the Heat Response Plan as an appropriate local response. |
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Zip Code Scoring: Targeting EITC Outreach to Delinquent Utility Customers (February 2003) | Audience: National Fuel Funds Network (NFFN) This presentation describes how internal utility data can be combined with publicly-available Census data to design effective EITC outreach specifically targeted to payment-troubled customers. |
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Addressing common problems existing in Universal Service Programs (May 2002) | Audience: National Community Action Foundation (NCAF) Some program implementation problems for rate assistance initiatives are common to all types of programs. This presentation identifies such problems and discusses responses. |
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Creating the Moment: Expanding Low-Income Energy Resources (June 2002) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation describes a process for examining regulatory issues presented to state utility commissions for decision, identifying the low-income interest, and protecting the low-income customer. |
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Credit Insurance in the Utility Industry: Consumer Protections are Needed (June 2002) | Audience: National Fuel Funds Network (NFFN) This presentation identifies the reasons to be concerned about credit insurance offered for utility bills, and discusses the consumer protections that are needed. |
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Dangers of Using LIHEAP Participation as Exclusive Eligibility Criterion for Energy Assistance Programs (June 2002) | Audience: National Low-Income Energy Consortium (NLIEC) Receipt of benefits through the federal Low-Income Home Energy Assistance Program (LIHEAP) is often used to qualify low-income households for other benefits as well. This presentation describes the dangers of using the receipt of LIHEAP as the exclusive door through which to access other energy benefits and/or regulatory protections. |
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EITC Community Outreach: The Role of the Public Utility (October 2002) | Audience: Entergy Services Corporation Specific populations of low-income households tend not to claim their EITC refunds. This presentation identifies how innovative partnerships can reach those populations, to the benefit of both the utility and the low-income customer. |
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Innovative Rate Affordability Programs for the Entergy Jurisdiction (November 2002) | Audience: Entergy Services Corporation This presentation identifies a range of initiatives that an electric utility can take to respond to home energy unaffordability. It identifies non-utility partnerships and programs that can and should be pursued by an electric utility. |
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Integrating Government-funded and Ratepayer-funded Rate Affordability Programs (June 2002) | Audience: National Low-Income Energy Consortium (NLIEC) Ratepayer-funded and government-funded energy assistance programs have both similarities and differences. This presentation discusses how to integrate the two types of programs to minimize the conflicts and maximize the synergies so as to benefit both types of programs in a state having (or seeking) to have both. |
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Energy Price Spikes: The Implications for Food Stamps (June 2001) | Audience: National Low-Income Energy Consortium (NLIEC) The federal Food Stamp program takes energy prices into account through its Standard Utility Allowance (SUA) regulations. This presentation explains the SUA process and describes how low-income energy advocates should monitor the SUA to ensure that it is consistently updated in an era of increasing home energy prices. |
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Innovations in LIHEAP Outreach (June 2001) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation describes how innovative partnerships can be used to reach specific populations that have vulnerability to unaffordable home energy and that would benefit from enrollment in the federal fuel assistance program. |
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Innovations in LIHEAP Outreach (2001) | Audience: Indiana Community Action Directors This presentation describes public and private partnerships, ranging from the state department of insurance to the federal Center for Disease Control (CDC) to local public schools, to use in seeking to reach particular vulnerable populations that might benefit from receipt of federal fuel assistance. |
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Universal Service: Lessons from the States (September 2001) | Audience: National Community Action Foundation (NCAF) This presentation identifies the essential components of a Universal Service Program and describes the “lessons learned” from the design of programs to date. |
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Benefits of a Low-Income Rate Affordability Program (March 2000) | Audience: New Hampshire legislative committee This presentation identifies the business advantages to a utility from offering low-income rate affordability programs. |
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Low-Income Rate Programs in a Restructured Utility Industry (March 2000) | Audience: Affordable Comfort, Inc. This presentation describes the many alternative ways to structure and fund a Universal Service Program in a restructured gas and electric industry. |
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Material Variance in Performance: Customer and Company (April 2000) | Audience: Duquesne Light Company (4th in a set of 4) This presentation identifies how to assess whether customers, as well as utilities, are generating the performance expected given rate affordability programs. |
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Segmenting Customers by Customer Characteristics (April 2000) | Audience: Duquesne Light Company (3rd in a set of 4) This presentation identifies how a utility can segment its low-income customer base by customer characteristics and design appropriate rate affordability programs that respond to the unique needs of each segment. |
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Segmenting Customers by Payment Patterns (April 2000) | Audience: Duquesne Light Company (2nd in a set of 4) This presentation identifies how a utility can segment its low-income customer base by type of nonpayment and offer responses that are appropriate to each type. |
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Segmenting the Low-Income Customer Base to Better Deliver Energy Assistance (October 2000) | Audience: Entergy Services Corporation "If your only tool is a hammer, you tend to see all your problems as nails," begins this presentation. The presentation describes how to segment a utility's low-income population and to develop low-income programmatic responses appropriate to each segment. |
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The Obligation to Serve in a Restructured Electric Industry in New York (November 2000) | Audience: New York Low-Income Forum on Energy (LIFE) This presentation describes the "obligation to serve," an age-old concept applicable to public utilities. It describes how to apply this legal doctrine in a competitive natural gas and electric industry. |
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Universal Service Payment Outcomes (April 2000) | Audience: Duquesne Light Company (1st in a set of 4) This presentation discusses the multiple aspects of "good payment." It identifies how full, timely, regular and ongoing payments are all important attributes of a good payment history. |
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HERS in Delaware (February 1999) | Audience: Delaware State Energy Office This presentation describes the benefits of implementing a Home Energy Ratings System (HERS) from the perspectives of the lender, the developer, and the home owner. |
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Allocating Risks of Nonpayment: Lessons from the Insurance Industry (January 1998) | Audience: Rethinking Credit and Collection for Gas and Electric Deregulation Conference This presentation draws upon lessons from the insurance industry to describe a recommended mechanism for providing home energy to the residual customer classes that are not likely to be served by a competitive retail natural gas and electric utility industry. |
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The Low-Income Interest in Utility Mergers and Acquisitions (June 1998) | Audience: National Low-Income Energy Consortium (NLIEC) This presentation describes the unique interests that low-income customers have in a utility merger proceeding and proposes remedies to the problems that mergers can create for low-income customers. |
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